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A lot of mobile payment gateways are in existence at the present moment. How to go about using them and making most of it may get confusing and baffling at the same moment. No matter how crooked it might seem for first time users these mobile payment services are definitely aimed for the future and we are a part of it.
Android Pay, Samsung Pay, Apple Pay are the three most common payment services available at the moment. Each of them has it's own pros and cons. Let's see how much each one can benefit you and how and who can use them.
Not long ago the Android Pay was announced at the Mobile World Congress. Android Pay is basically a model for other apps to build on top of it. It is very different from Samsung Pay and the Apple Pay. While both the Smasung and Apple Pay services are full-fledged apps and services, the Android Pay is more like a platform given to companies to build their payment systems on it.
Google is yet to reveal the launch of the Andoid Pay system but rumours suggest that we might see it by May this year. Any device having NFC incorporated into it will be capable of using the Android Pay. This might make you recall of the Google Wallet and it's uses.
Samsung Pay is a payment service wholly owned by Samsung electronics. Even if it's running on an Android platform the service remains independant of Android Pay or Google Wallet. You can just use this payment option anywhere you have a card swiping machine, mind you the machine does not need to be NFC enabled which makes it's use extensive over the Apple Pay.
The Samsung Pay technology is developed by Samsung in coalition with their recent acquisition LoopPay and is available on only the most latest devices the brand has to offer viz. Samsung Galaxy S6 and Galxy S6 Edge. The app uniquely emits elecro-magnetic radiation smiliar to the magnetic strip on your credit card. This cool technology is called Magnetic Secure Transmission.
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The application saves your credit card information and whenever you want to make a payment all you have to do is press your finger against the fingerprint scanner and then press the phone against the magnetic card reader or the NFC reader.
The Apple Pay is the one among the rest three which is in extensive use by the genera population. The Apple Pay option was a premier feature in the iPhone 6 and the iPhone 6 Plus. The process of payment through this device is not as easy as we presumed it would be rather it is vexing at times.
Apple Pay would only work with card readers which has NFC incorporated in it, very similar to the Google Wallet and the Android Pay services . If you do not have one, be assured you'll have to find another way to make that payment. Just like Samsung Pay Apple also has a fingerprint sensor available on the latest iPhones to make the transactions more secure. Currently the iPhone 6 and the iPhone 6 Plus support it as they are the Apple's only devices to have NFC, the Apple watch will also support this payment service.