No Credit Card? Grab iPhone 16 and 16 Pro Models with Debit Card and Flipkart EMI

We're just around the corner from the Big Billion Days Sale 2025, kicking off on September 23. This year, Apple's iPhone 16 Pro series will be one of the hottest attractions.

The e-commerce site has already rolled out Pre-Reserve Pass, allowing users to lock in the lowest price before the rush begins. Now, Flipkart has announced that no credit card is required to purchase the iPhone—you can buy it using your HDFC debit card or opt for cardless EMI. Here's how it works:

How to Get the iPhone 16 Series Using Debit Card or Flipkart EMI

As part of the Big Billion Days Sale, Flipkart is offering instant loans of up to ₹1 lakh with 5-minute paperless KYC. The iPhone 16 series can be purchased on no-cost EMI (zero interest), making it easier for buyers to own the latest iPhone without spending a large amount at once.

The iPhone 16 starts at just ₹8,667 per month, while the iPhone 16 Pro starts at ₹5,833 per month, offering flexible payment options for all budgets. However, there will be some more terms and conditions from Flipkart's side, which will probably be known during the sale, so make sure to read the fine print carefully before buying.

Now, let's look at the step-by-step guide on how to get an iPhone using a debit card and Flipkart UPI:

Step 1: Select the iPhone model you want to purchase – iPhone 16, 16 Pro, or 16 Pro Max.

Step 2: Select the debit card or cardless EMI option on the payments page.

Step 3: For debit card EMI, enter the card details, or you need to provide PAN/DOB details for cardless EMI.

Step 4: Then you can place your order. (Note: To check your HDFC debit card EMI limit, send MYHDFC to 567612)

Alternatively, you can buy the iPhone using Flipkart EMI:For this, follow these steps:

• Add the iPhone to your cart.
• Select EMI as the payment option and choose Flipkart EMI.
• Check your eligibility using your PAN card details.
• The available credit amount and lender options will appear. Select your EMI tenure.
• Complete KYC and selfie verification.
• Verify your details via DigiLocker.
• Click image for selfie verification.
• Set UPI AutoPay mandate.
• Agree and sign the consent and digital agreement.
• Verify with OTP and complete the payment under Flipkart UPI.