How to Set Up, Manage, or Cancel Autopay on Google Pay - Step-by-step Guide

Google Pay offers a convenient Autopay feature that allows users to automate recurring payments for a wide range of services. Whether it's mobile recharges, electricity bills, loan EMIs, insurance premiums, mutual fund SIPs, or streaming and app subscriptions, Autopay ensures your dues are settled on time-without the need for manual intervention.

This feature not only saves time but also helps avoid late fees, missed payments, and the hassle of remembering multiple due dates. With just a few taps, you can set up a new Autopay mandate, view and manage your existing ones, or cancel them whenever needed. In this step-by-step guide, we'll walk you through how to set up, manage, and cancel Autopay on Google Pay.

How to Set Up Google Pay Autopay

To set up Autopay using Google Pay, the process usually begins on the merchant's app or website, whether it's for a subscription service, utility provider, or any platform that supports UPI Autopay. Once you select UPI Autopay as your payment method, a mandate request will be sent to your Google Pay app for approval. Here's the step-by-step guide:

Step 1: When you're subscribing to a service or setting up a recurring payment, select UPI Autopay as the payment option at checkout.

Step 2: After selecting UPI Autopay, a request will be sent to your Google Pay app to create the Autopay mandate.

Step 3: Open the Google Pay app and tap on your profile picture in the top-right corner. Then select "Autopay" from the menu to view any pending or active mandates.

Step 4: Tap "Approve", then enter your UPI PIN to authorize the Autopay. Once authorized, your recurring payments will be deducted automatically as per the schedule set by the merchant, and you'll be notified before each transaction.

How to Manage or Access Google Pay Autopay

Once you've set up an Autopay mandate through a merchant using Google Pay, you can easily view, manage, or cancel it directly from the GPay app. Here's how to access and manage your Autopay settings:

• Open the Google Pay app on your phone.
• Tap on your profile picture in the top-right corner of the home screen.
• Select "Autopay" from the menu.
• You'll now see a list of your active, pending, or cancelled mandates.
• Tap on any active mandate to view payment details.
• You can also check the status of past transactions linked to that mandate.

Benefits of Using Autopay

Utilising autopay through Google Pay offers several advantages. It eliminates the risk of late fees by ensuring bills are paid on time. Additionally, it simplifies financial management by reducing the number of manual transactions required each month.

It's important to monitor your account regularly even with autopay enabled. This helps ensure there are no discrepancies or unauthorised charges. Staying vigilant with your finances is crucial for maintaining control over your expenditures.

How to Cancel Autopay on Google Pay

If you no longer wish to continue with a recurring payment, Google Pay makes it easy to cancel an Autopay mandate. Whether it's for a subscription, a bill, or any service linked via UPI Autopay, you can stop it anytime by following these steps:

Steps to Cancel Autopay in Google Pay:

• Open the Google Pay app on your smartphone.
• Tap your profile picture in the top-right corner of the home screen.
• Select "Autopay" from the menu to view all your active and pending mandates.
• Locate the Autopay mandate you want to cancel from the list.
• Tap on it to view details.
• Scroll down and tap "Cancel Autopay".
• Review the confirmation prompt and tap "Confirm".
• Enter your UPI PIN to authorize the cancellation.

Once completed, the Autopay will be immediately deactivated, and no future payments will be processed for that particular service.

In summary, Google Pay's autopay feature streamlines bill payments, providing ease and reliability for users. By following this guide, you can efficiently set up and manage, or cancel autopay as per your requirements, while enjoying its benefits.