Can't Tell Your UPI Auto-Payments Apart? This New Paytm Feature Finally Tells You Which Is Which

If you use UPI auto-pay for multiple subscriptions, chances are you've run into this problem at some point. You open your automatic payments list and see the same merchant name repeated three or four times with no way to tell which one is which.

Paytm has now rolled out a fix for this, with custom labels for automatic UPI payments.

Why This Actually Matters

The confusion is most common for Android users who subscribe to services through the Play Store. YouTube Premium, Google One, ChatGPT Plus, and similar services all route their payments through the same merchant, which typically shows up as "Playstore" in your UPI auto-pay list. There's no indication of what each deduction is actually for.

The result is that most people either lose track of what's being deducted, or worse, cancel the wrong subscription thinking it's something they no longer use. Paytm's new label feature lets you tag each payment with a custom name, so you always know exactly what you're looking at.

How to Add a Label to a Paytm UPI Automatic Payment

The process is straightforward and takes less than a minute:

Step 1: Open the Paytm app and go to the Automatic Payments section.

Step 2: Find the payment you want to label and select it.

Step 3: Tap the option to add a label. You can either pick from Paytm's suggested labels or type in a custom name of your choice.

Step 4: Save the label. It will now appear against that payment in both your listing view and the payment details screen.

That's it. You can go through each of your recurring payments and label them one by one, which is worth doing if you have several active subscriptions running through the same merchant.

What Changes After You Add a Label

Once a label is saved, it shows up every time you view that payment in the Automatic Payments section. So instead of seeing "Playstore" listed four times, you'll see "Playstore – YouTube Premium," "Playstore – Google One," and so on. It also makes it considerably easier to identify which payment to cancel if you actually want to stop a specific subscription, without accidentally killing the wrong one.

The feature is live on the Paytm app now. If you've been putting off sorting out your subscription list, this is a good time to go through it.