Top 5 Camera Smartphones Under ₹40,000 You Can Buy Right Now

Smartphones have become more affordable, and you no longer need to splurge to get a device in 2025. Mid-range phones now offer powerful features - from strong performance and long-lasting batteries to impressive camera setups.

If photography is your priority or you're into vlogging, content creation, or shooting Instagram reels, you really need a solid camera phone. For that, you'll need to spend around ₹35,000 to ₹40,000.

The sub-₹40,000 smartphone segment in India is now packed with devices that rival even some premium models in terms of camera capabilities. Whether you enjoy casual photography, low-light shots, or high-quality video recording, these top 5 camera smartphones deliver outstanding results without breaking your bank.

Vivo T4 Ultra

The Vivo T4 Ultra packs a powerful rear camera setup featuring a Sony IMX921 primary sensor with optical image stabilization (OIS) and an f/1.88 aperture. Additionally, the main lens is coupled with an 8MP ultrawide lens and a 50MP Sony IMX882 periscope telephoto sensor that supports up to 100x digital zoom. Upfront, there's a 32MP selfie camera.

Both front and rear cameras also support 4K video recording at 60fps, with OIS ensuring smooth, shake-free footage. In the sub-₹40,000 segment, the Vivo T4 Ultra stands out as one of the best camera phones. Read our full review to know more.

Realme GT 7

The Realme GT 7 (Review) starts at ₹39,999 in India and boasts a powerful triple-camera setup. It includes a 50MP Sony IMX906 primary sensor with OIS support and an f/1.88 aperture, an 8MP OV08D10 ultra-wide lens, and a 50MP Samsung S5KJN5 telephoto sensor with 2x optical zoom and an f/2.0 aperture. On the front, there's a 32MP Sony IMX615 selfie camera with an f/2.45 aperture.

If you are seeking a phone for making videos, the Realme GT 7 could be a solid choice. The main rear camera supports 8K video recording at 30fps, and 4K at 60fps with Dolby Vision. It also offers 4K at 120fps and a dedicated Cinematic Video mode. While the ultrawide and telephoto lenses are capped at 1080p 60fps video capture, the front camera can shoot 4K video at up to 60fps. Notably, the phone also includes a unique 4K Underwater Mode.

OPPO Reno14

The OPPO Reno14 5G price starts at ₹37,999 and comes equipped with a versatile triple-camera setup. It features a 50MP Sony IMX882 primary sensor with OIS, an 8MP ultra-wide lens with a 116° field of view and autofocus, and a 50MP Samsung JN5 telephoto camera with OIS and 3.5x optical zoom. On the front, the Reno14 sports a 50MP Samsung JN5 selfie camera with autofocus.

One of its standout features is 4K video recording at 60fps across all cameras - including the front. To learn more about the OPPO Reno14 5G, click here.

Nothing Phone 3a Pro

If you're looking for a good camera phone without spending a fortune, the Nothing Phone 3a Pro is worth considering, priced at just ₹29,999. It has a 50MP main sensor (f/1.88, 1/1.56") with OIS, EIS, dual-pixel PDAF, and 2x in-sensor zoom. The main lens is paired with a 50MP Sony periscope telephoto lens (f/2.55, 1/1.95") offering 3x optical zoom, 6x digital crop, and up to 60x ultra zoom and an 8MP Sony ultra-wide sensor (f/2.2) with a 120° field of view. On the front, you get a 50MP selfie camera.

The periscope lens delivers crisp, vibrant, and highly detailed shots, especially in good lighting. Video performance is solid too, both rear and selfie cameras support up to 4K at 30fps or 1080p at 60fps. If you want to know if it's the right fit for your needs, check out our full review for an in-depth look.

Motorola Edge 60 Pro

The Motorola Edge 60 Pro, priced at ₹29,999, offers a surprisingly powerful camera setup for its segment, like the Nothing Phone 3a Pro. It packs a 50MP main sensor with a bright f/1.4 aperture and OIS, a 50MP ultra-wide lens with a 120° field of view, and a 10MP telephoto camera with 3x optical zoom and OIS. For selfies, there's a 50MP selfie shooter with autofocus for sharp, detailed portraits.

All cameras, including the front, support 4K video recording at 30fps, which is rare at this price. For budget-conscious buyers who prioritise photography, the Edge 60 Pro is easily one of the best picks out there.