WhatsApp likely lets you do 20 UPI payments per day

WhatsApp rolled out the Payments feature based on UPI recently in India. The platform kept on adding more banks to the payments interface and came up with updates such as the Notify button and the Send to UPI ID features to offer an enhanced user experience. Still, the company appears to be testing the Payments feature.

In the meantime, a TelecomTalk report has found out a new feature. According to the same, WhatsApp Pay will let you make up to 20 UPI payments per day. This means that you can send 20 payments to either the same VPA (Virtual Payment Address) or different VPAs in a day. Also, the maximum amount, which can be transferred in one day is Rs. 1,00,000 and this limit has been set by the government.

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Given that WhatsApp has over 200 million active users in the country, if this service is rolled out to all the users, then it could be the most used UPI payments service. To give a tough competition to WhatsApp's Payment feature, Paytm came up with the UPI payments a few months back. Even Google Tez, which was already existing came up with the chat feature letting users chat without leaving the UPI payments app.

As mentioned earlier, WhatsApp recently introduced the Send to UPI ID feature. With this feature, you can send money directly to a standalone UPI ID without actually opening the chat window unlike before. Previously, WhatsApp let users send money only to specific contacts registered on the payment service using the platform.

In addition to the new Payment related features, WhatsApp introduced the Group Description feature, which lets group admins to add a group info of 500 characters. This group info will be visible to the public so that anyone with the invite link to join the group can decide if they should join the group or not by reading the description. Also, the service came up with a switch, which lets users toggle between voice and video calls. This feature was initially spotted in the beta version of Android and now it is available for all Android users of the instant messaging platform.